Author Topic: NPCA Discount Insurance Is HERE NOW!!!  (Read 4666 times)

Offline Don

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Re: NPCA Discount Insurance Is HERE NOW!!!
« Reply #8 on: April 17, 2010, 12:54:01 PM »
Just found out the NPCA health insurance age was gone the other day when a member called and said it wasn't there. We are currently negotiating with the company to get health insurance back with even more value than before but they changed their fees and policies so the plans they were offering members didn't exist anymore and they didn't bother to tell us they discontinued them.
The problem now is to get the best "deal" we have to have 10 members sign up for the new health plans pretty quick so the NPCA can be the "Group Policy Holder" and get the better prices; but I just thought I'd mention the health plans (that are not actual"health insurance" but more likely to cover what construction employees need and the prices and amounts you contribute are your choice) in case anybody wondered. They will be back soon-as soon as the details are worked out.

In case you didn't know if you go with "regular" health insurance you must pay at least 90% of the premium (I know some people don't but they risk steep fines)  AND you must cover 100% of your employees. So as happened to me when I went to offer health insurance one time 2 guys didn't want it; so I would have to pay 100% and insure them anyway because you have to do "all or nothing". This insurance gives far more flexibility and covers the stuff people need 4 or more "regular" doctor's visits a year (checkups, Flu, whatever) and prescription co-pays. Plus they can add their family if they want. Then it "skips" some stuff (or doesn't pay a lot) for things most people healthy enough to work construction wouldn't need; but them pays BIG benefits up to 100% for major diseases like cancer & such or major injuries (and it even pays-a reduced amount-if the injuries are "off the job" most plans won't cover "off work" accidents) and you can cover yourself/family too!
So we are anxious to get these plans available again and it won't be long. They just changed some terms and conditions & such so they have to set up an new deal and we get the biggest discount if the NPCA id a "Group" instead of the individual employer--but that part may depend on how many people use the benefit fairly quickly so we get the 10 minimum .
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Offline shepoutside

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Re: NPCA Discount Insurance Is HERE NOW!!!
« Reply #7 on: March 23, 2010, 02:39:49 PM »
 :) 
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Offline Don

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Re: NPCA Discount Insurance Is HERE NOW!!!
« Reply #6 on: March 23, 2010, 01:07:56 PM »
Fixed-thanks, I didn't realize that was an old link when we updated these forums some time back.
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Offline shepoutside

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Re: NPCA Discount Insurance Is HERE NOW!!!
« Reply #5 on: March 22, 2010, 02:43:56 PM »
Just a FYI, the " NPCA Pavement Classifieds" link button dose not work, in the forum area.
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Offline Robert

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Re: NPCA Member's Discount Insurance Is HERE NOW!!!
« Reply #4 on: June 08, 2005, 10:26:56 AM »
Don't forget NPCA members get an additional 5% off stencil and tool orders from Parking Lot Planet.  You do have to email us and let us know if you are a member.
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Offline NPCA

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Re: NPCA Member's Discount Insurance Is HERE NOW!!!
« Reply #3 on: May 15, 2005, 06:11:05 AM »
We surely thank everyone for any information they provided. But as we clearly explained in our request that the information we were collecting was for a "member's benefit" and went on to explain that eventually the same type things will surely be offered more widely in order to be competitive so it will benefit the entire industry.

At this point we are pleased to announce the same insurance is now available to all pavement-related contractors as we predicted.

Hopefully you can understand. For 4 years the NPCA has been working on this. It was one of the 2 primary goals of the association when it was formed although it took almost a year to find anyone who would even talk about it (insurance companies that is).
The entire pavement maintenance industry will benefit, but the contractors who have supported this (and our many other efforts to improve the industry) with their membership were naturally, the initial beneficiaries of this in return for their efforts.

Hopefully some of the contractors who participate here too will get great results and quotes and be talking about it on these forums as well as our forums and you can compare your situation with theirs. And hopefully though sometimes many contractors can't grasp the "big picture" other contractors who have not seen the many benefits of membership will start to open their eyes more. There are many reasons virtually EVERY type industry has an association. Property Manager's associations, hotel operator's associations, car dealer's associations, things like NRF (the National Retail Federation) and on and on. All of which work to better their industries and/or provide benefits to their members. It has become our conclusion that somehow many pavement-related contractors are different than people in other industries and are for some reason not able to grasp the benefits of an industry wide association like the people in almost every other industry do.

Before 2000 there never was an association to work for the benefit of pavement contractors (at that time there were only manufacturer's associations) and there is still no other similar organization, operated by and for the member's benefit. The only thing that has been bewildering is that in the year before the association was formed from our surveys of pavement contractors we developed projections that hundreds of contractors would join immediately and by now membership would be well into the thousands and there would be member representation in every part of the USA, yet many contractors still don't see any benefit to being associated with others in the same industry.

Pavement consumers and customers from residential to commercial flock to our sites and contractor search every year (over 6,000 people searched last year). We get emails and calls daily from consumers of all types thanking us just for "being there", or for whatever type help we provided. Sadly every week we get messages from someone who couldn't find a member listed for the work they needed where they needed it. We even have a special forum we post some of these requests on for anybody to respond to, member or not; yet many are never answered.
That's why it is so strange that we have job listings that are never responded to, but on our other forums just like here people will say "how do you drum up some work in this business?" Or "why is insurance so high and why doesn't somebody do something about it?" and on and on, all the while we never cease to wonder why most often the people asking those questions aren't getting involved in the ONLY association that has ever existed to benefit pavement-related contractors.

We hope you understand. As promised  the insurance is now available to all, links will soon be available in the public areas of our site. :)

 

« Last Edit: April 07, 2006, 03:58:16 PM by NPCA »

Offline TheStripeZone

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Re: NPCA Member's Discount Insurance Is HERE NOW!!!
« Reply #2 on: May 14, 2005, 08:29:49 PM »
Can't we get the information without being a member?  We did provide information to help get this option.

Thanks

Offline NPCA

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NPCA Discount Insurance Is HERE NOW!!!
« Reply #1 on: May 14, 2005, 07:50:29 AM »
NPCA Members...run, don't walk, to the member's only forum on our site for contact info and details!

4 years of hard work and now insurance especially for stripers, sealcoaters etc... Us!
We have been telling them the response from members would be overwhelming so get that contact info and start flooding them with quote requests Monday morning!

We got more than we hoped...EVERYTHING...
Automobile, Worker's Compensation, General liability, Property, Umbrella policies, Bonding, and Inland Marine (equipment) insurance...they have it all....and it's available now.  :)   
« Last Edit: April 07, 2006, 03:58:57 PM by NPCA »